Bank Accounts
The tables below show the different accounts available from the relevant banks for people with varying degrees of adverse credit problems. Some products do change so we would advise that you contact the bank in advance to make sure that the product is still available.
| Provider | Account | AER | Min Balance | O/D Rate | O/D Buffer |
|---|---|---|---|---|---|
| Lloyds TSB | Current Account | 6.4% | £1 | No Offer | No Offer |
| Alliance & Leicester | Premier Direct | 6.3% | £1 | 0% for 12 months |
£2,000 |
| Smile | Current Account | 3.04% | £1 | 11.9% for 12 months |
£500 |
| Intelligent Finance | Current Account | 3.0% | £1 | 10.5% | £10,000 |
| Provider | Account | AER | Notice | Max £ | Min £ |
|---|---|---|---|---|---|
| Legal & General | Index-Tracking ISAs | 6% | 5 years | £500 | £3,000 |
| ING Direct | Cash ISA | 6% | Instant | £500 | £3,000 |
| Provider | Account | Free Banking Duration | AER | Interest Paid | Offer |
|---|---|---|---|---|---|
| Alliance & Leicester | Business Builder Current Account |
for 24 mths | 6.52% | Monthly | Introduction to A&L Business Banking - No Charges (24 mnths) |
| Alliance & Leicester | Free Business Current Account |
N/A | 6.52% | Monthly | FREE cash deposits up to £4,000 per month, then 35p per £100 |
| Natwest | Business Current | for 18 mths | 3.29% | Monthly | 18 months free business banking |
| Provider | Account | Min/Max Deposit | AER | Interest Paid |
|---|---|---|---|---|
| Alliance & Leicester | Instant Reserve | £1 Min - £2m Max | 6% | Monthly |
Anderson parker can also assist in helping to find solutions to the following banking needs:
- Current Accounts
- Savings Accounts
- Child Savings
- ISA's
- Offshore Banking
- Business Banking
Call now 0845 1300 434